Authorised Channel Partner · All Banks & NBFCs

Smart Loans for
Every Ambition

Universes Bank Loans — Coimbatore's trusted financial partner for business growth, home ownership, and collateral-free credit solutions.

Apply for a Loan 95431 40040
₹5Cr
Collateral-Free Limit
6+
Loan Products
All
Banks & NBFCs
Loan Products We Offer
Business Loans Home Loans Loan Against Property OD / CC / DLOD CGTMSE Scheme Collateral-Free Loans
95431 40040  |  0422 4203999 WhatsApp / Call · Mon–Sat 9am–7pm
Authorised Bank Partner
CGTMSE Certified
Fast Approvals
Coimbatore Based
Our Services

Financial Solutions
Tailored for You

Whether you're scaling a business, buying a home, or need working capital — we connect you with the right lender at the best terms.

Business Loans

Fuel your enterprise growth with working capital, term loans, and equipment finance tailored to your business profile.

Up to ₹10 Crore
Home Loans

Purchase, construct, or renovate your dream home with competitive rates and flexible repayment schedules.

Best Rates
Loan Against Property

Unlock the value of your residential or commercial property to meet large financial requirements.

High LTV
OD, CC & DLOD

Overdraft, Cash Credit, and Dropline Overdraft facilities to manage cash flow with maximum flexibility.

Revolving Credit
CGTMSE Scheme

Government-backed credit guarantee for MSMEs — no collateral required, faster sanctions, minimal documentation.

Govt. Backed
Collateral-Free Loans

Access up to ₹5 Crore without pledging any security — ideal for startups and growing SMEs.

Up to ₹5 Crore
500+
Loans Sanctioned
₹5Cr
Collateral-Free Max
All
Banks & NBFCs
24h
Quick Response
Financial consultation
15+ Years
Experience
Why Choose Us

Your Trusted
Loan Partner

Authorised Channel Partner

Officially empanelled with all major banks and NBFCs in India — you get access to every lender through one trusted window.

Fast-Track Processing

Our team knows the process inside-out — reducing paperwork, eliminating delays, and getting you sanctioned faster.

Best Rate Matching

We compare across banks and NBFCs to find you the most competitive interest rates and flexible terms.

Local Coimbatore Expertise

Based in New Siddhapudur, we understand the local market and maintain strong relationships with regional banks.

Flagship Scheme

CGTMSE — Collateral-Free
Loans up to ₹5 Crore

The Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) scheme allows eligible businesses to avail term loans and working capital without any collateral or third-party guarantee. We handle the entire application from start to sanction.

  • No collateral or third-party guarantee required
  • Eligible for MSMEs — manufacturing & service
  • Coverage up to ₹5 Crore credit facility
  • Government-backed credit guarantee
  • Available through all scheduled banks
Collateral Free

No Security.
No Worry.

Thousands of businesses have scaled up using CGTMSE-backed credit. Let Universes guide you through the eligibility, documentation, and disbursement process seamlessly.

Check My Eligibility
How It Works

Loan in
4 Simple Steps

01
Free Consultation

Call or walk into our Coimbatore office. Our expert assesses your requirement and financial profile.

02
Document Collection

We guide you through minimal paperwork — KYC, income proof, and property documents if applicable.

03
Bank Matching & Submission

We identify the best-fit bank or NBFC and submit your application for fastest sanction.

04
Disbursement

Funds are disbursed directly to your account. We continue to support you through repayment.

Get in Touch

Start Your Loan Journey Today

Universes
Bank Loans

Coimbatore Branch

WhatsApp / Call
95431 40040
Landline
0422 4203999
Address
105, Annapurna Layout,
New Siddhapudur,
Coimbatore – 641 044
Working Hours
Mon – Sat   9:00 AM – 7:00 PM
Authorised Channel Partner for All Banks & NBFCs

Quick Loan Enquiry