Business Loan

Business Loan in Coimbatore

Fuel your business growth with hassle-free financing. Working capital, expansion, equipment purchase — we find the right lender for every business need.

15+
Years Experience
500+
Loans Disbursed
₹5 Crore
Collateral-Free Limit
48 hours
Avg. Approval Time

About Business Loan in Coimbatore

A business loan from Universes helps you access funds from top banks and NBFCs at competitive interest rates. Whether you need working capital, funds for expansion, or equipment financing, we find the right match for your business.

As an authorised channel partner with relationships with 15+ lenders, we ensure you get the best possible terms. Our team handles the entire process — from application to disbursal — so you can focus on your business.

We specialise in serving MSMEs in Coimbatore's thriving textile, manufacturing, and trading sectors. Our deep understanding of local business needs means faster processing and better terms.

Benefits & Features

Competitive interest rates from 11% p.a.
Quick disbursal within 24–48 hours
Flexible repayment options (1–5 years)
Minimal documentation required
No hidden charges — transparent processing
Multiple lender options (15+ banks & NBFCs)
Dedicated relationship manager
Doorstep document collection

Eligibility & Documents Required

Eligibility Criteria

  • MSMEs, traders, and self-employed professionals
  • Minimum 2 years of business operations
  • Minimum annual turnover as per lender norms
  • Good credit score (preferably 650+)
  • Business should be profit-making for last 2 years
  • Clean repayment track record

Documents Required

  • KYC documents (Aadhaar, PAN)
  • Last 2 years ITR
  • Last 6 months bank statements
  • Business proof (GST registration, trade license)
  • Business plan (for new businesses)
  • Passport-size photographs
  • Financial statements (P&L, Balance Sheet)

Interest Rates & Loan Details

Loan Type
Interest Rate
Max Tenure
Max Amount
Term Loan
11% onwards
12–60 months
Up to ₹50 Lakh
Working Capital
11% onwards
Revolving
Up to ₹50 Lakh
Equipment Finance
11.5% onwards
12–60 months
Up to ₹25 Lakh

*Interest rates are indicative and may vary based on profile, credit score, and lender terms.

Frequently Asked Questions

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